-\u00dea\u00f0 er eitthvert rugl \u00ed bankanum.<\/p>\n
Jamm. Au\u00f0vita\u00f0 getur bankastarfsf\u00f3lk gert mist\u00f6k. \u00c9g hef lent \u00ed \u00fev\u00ed sj\u00e1lf. \u00dea\u00f0 t\u00f3k eina m\u00edn\u00fatu a\u00f0 laga \u00fea\u00f0. Leigjandinn hans pabba m\u00edns borga\u00f0i ekki leiguna n\u00fana um m\u00e1na\u00f0am\u00f3tin. Var\u00f0 \u00e6gilega hissa \u00feegar \u00e9g haf\u00f0i samband \u00fev\u00ed h\u00fan er me\u00f0 grei\u00f0slu\u00fej\u00f3nustu og innist\u00e6\u00f0an \u00e1 reikningnum hennar var svo l\u00e1g a\u00f0 upph\u00e6\u00f0in hlaut a\u00f0 hafa fari\u00f0 \u00fat. H\u00fan f\u00f3r inn \u00e1 netbankann og s\u00e1 villuna strax. Upph\u00e6\u00f0in sem h\u00fan leggur \u00ed reglubundinn sparna\u00f0 haf\u00f0i veri\u00f0 tekin tvisvar sinnum og ekki n\u00f3g eftir fyrir leigunni. Eitt s\u00edmtal og mist\u00f6kin eru lei\u00f0r\u00e9tt. <\/p>\n
En \u00feegar f\u00f3lk heldur \u00fev\u00ed fram d\u00f6gum saman a\u00f0 \u00fea\u00f0 geti ekki borga\u00f0 skuldirnar s\u00ednar \u00fat af einhverju \u00f3skilgreindu „rugli“ \u00ed bankanum, \u00fe\u00e1 \u00fearf ma\u00f0ur ekki a\u00f0 vera mann\u00feekkjari til a\u00f0 sj\u00e1 hvernig m\u00e1lin standa. \u00dea\u00f0 er l\u00edka alltaf sama f\u00f3lki\u00f0 sem lendir \u00ed „rugli“ hj\u00e1 bankanum. Sannleikurinn er s\u00e1 a\u00f0 bankinn gerir sjaldan mist\u00f6k og \u00fea\u00f0 er ekki vesen a\u00f0 f\u00e1 \u00feau lei\u00f0r\u00e9tt.<\/p>\n
\u00c9g hef lent \u00ed fj\u00e1rhagsvandr\u00e6\u00f0um sj\u00e1lf. Aldrei n\u00f3gu alvarlegum til a\u00f0 lenda \u00e1 vanskilaskr\u00e1 e\u00f0a \u00feurfa a\u00f0 svara \u00f3\u00fe\u00e6gilegum s\u00edmt\u00f6lum fr\u00e1 l\u00f6gfr\u00e6\u00f0ingum en samt n\u00f3gu sl\u00e6mum til a\u00f0 skilja f\u00f3lk sem ber svona bull fyrir sig. \u00c9g hef horft upp \u00e1 n\u00e1na vini og \u00e6ttingja rambandi \u00e1 barmi gjald\u00ferots og f\u00f3lk sem er \u00ed \u00feeirri st\u00f6\u00f0u heg\u00f0ar s\u00e9r i\u00f0ulega \u00e1 svipa\u00f0an h\u00e1tt, fyrst h\u00e6ttir \u00fea\u00f0 a\u00f0 opna p\u00f3stinn, svo fer \u00fea\u00f0 a\u00f0 reyna a\u00f0 kaupa s\u00e9r frest me\u00f0 \u00fev\u00ed a\u00f0 lj\u00faga upp mistr\u00faver\u00f0ugum sk\u00fdringum. \u00dear n\u00e6st h\u00e6ttir \u00fea\u00f0 a\u00f0 svara s\u00edma. Allt er \u00feetta fullkomlega \u00f3r\u00f6kr\u00e9tt og gerir ekkert nema a\u00f0 auka \u00e1 vandann en \u00feetta er skiljanlegt.<\/p>\n
F\u00f3lk sem gerir ekki neitt, vonar bara a\u00f0 hlutirnir reddist af sj\u00e1lfu s\u00e9r, er ekki endilega \u00f3hei\u00f0arlegt. \u00dea\u00f0 er bara \u00f6rv\u00e6ntingarfullt og vill komast \u00ed gegnum daginn \u00e1n \u00feess a\u00f0 f\u00e1 of sv\u00e6si\u00f0 kv\u00ed\u00f0akast til a\u00f0 ver\u00f0a \u00f3vinnuf\u00e6rt. Allir segja \u00fea\u00f0 sama vi\u00f0 mig, settu \u00feetta \u00ed innheimtu strax. Fyrir mig v\u00e6ri \u00fea\u00f0 r\u00f6kr\u00e9tt. \u00c9g fengi \u00fe\u00e1 dr\u00e1ttarvexti og \u00fea\u00f0 vir\u00f0ist sanngjarnt \u00fev\u00ed \u00e9g \u00fearf sj\u00e1lf a\u00f0 grei\u00f0a vexti af heimlidinni sem \u00e9g t\u00f3k til a\u00f0 geta sta\u00f0i\u00f0 vi\u00f0 m\u00ednar eigin skuldbindingar.<\/p>\n
M\u00e1li\u00f0 er bara a\u00f0 blessa\u00f0 f\u00f3lki\u00f0 er ekki neinir krimmar. \u00deetta er bara ungt og f\u00e1t\u00e6kt f\u00f3lk sem hefur misreikna\u00f0 d\u00e6mi\u00f0, gleymt a\u00f0 gera r\u00e1\u00f0 fyrir tryggingunum e\u00f0a \u00f6\u00f0rum \u00fatgj\u00f6ldum e\u00f0a veri\u00f0 \u00ed n\u00f3gu sl\u00e6mri a\u00f0st\u00f6\u00f0u til a\u00f0 lj\u00faga til um grei\u00f0slugetu s\u00edna me\u00f0 von um kraftaverk. Allt sem \u00feau segja bendir til \u00feess a\u00f0 \u00feau eigi ekki fyrir \u00feessu og hafi ekki l\u00e1nstraust. Og vandam\u00e1li\u00f0 er a\u00f0 \u00feau eignast enga peninga \u00fe\u00f3tt \u00e9g sendi Intrum \u00e1 \u00feau. \u00dea\u00f0 g\u00e6ti hinsvegar komi\u00f0 \u00feeim \u00ed n\u00f3gu mikil vandr\u00e6\u00f0i til a\u00f0 \u00feau gefist upp.<\/p>\n<\/div>\n<\/div>\n