{"id":125,"date":"2011-08-25T14:01:39","date_gmt":"2011-08-25T14:01:39","guid":{"rendered":"http:\/\/www.norn.is\/einar\/?p=125"},"modified":"2017-09-24T11:05:09","modified_gmt":"2017-09-24T11:05:09","slug":"orsogur-ur-hruninu-og-undirskriftasofnun-hh","status":"publish","type":"post","link":"https:\/\/www.norn.is\/einar\/2011\/08\/25\/orsogur-ur-hruninu-og-undirskriftasofnun-hh\/","title":{"rendered":"\u00d6rs\u00f6gur \u00far hruninu og undirskriftas\u00f6fnun HH"},"content":{"rendered":"

T\u00f6lurnar \u00ed eftirfarandi s\u00f6gum eru ekki n\u00e1kv\u00e6mar, en n\u00f3gu n\u00e6rri lagi til a\u00f0 kjarni m\u00e1lsins s\u00e9 r\u00e9ttur.<\/p>\n

Manneskja A keypti, fyrir hrun, \u00edb\u00fa\u00f0 sem kosta\u00f0i 21 millj\u00f3n.\u00a0 H\u00fan \u00e1tti 7 millj\u00f3nir sj\u00e1lf sem h\u00fan setti \u00ed \u00feetta, og t\u00f3k 14 a\u00f0 l\u00e1ni, me\u00f0 ver\u00f0tryggingu.\u00a0 L\u00e1ni\u00f0 var sem s\u00e9 fyrir 67% af andvir\u00f0i \u00edb\u00fa\u00f0arinnar, sem telst yfirleitt vark\u00e1rt \u00ed sl\u00edkum vi\u00f0skiptum, \u00ed l\u00f6ndum \u00fear sem efnahagsl\u00edfi\u00f0 er ekki \u00ed t\u00f3mu rugli, og \u00fear sem h\u00e6gt er a\u00f0 treysta stj\u00f3rnv\u00f6ldum til a\u00f0 gera allt sem \u00feau geta til a\u00f0 borgararnir lendi ekki \u00ed st\u00f3rum st\u00edl \u00ed \u00f3yfirst\u00edganlegum vandr\u00e6\u00f0um ef \u00feeir haga s\u00e9r skynsamlega.<\/p>\n

N\u00fana er \u00edb\u00fa\u00f0in metin \u00e1 16 millj\u00f3nir, en skuldin er komin \u00ed 20.\u00a0 \u00dea\u00f0 sem var 7 millj\u00f3na eign er or\u00f0i\u00f0 a\u00f0 4 millj\u00f3na skuld.\u00a0 Tapi\u00f0 er 11 millj\u00f3nir.\u00a0 Samt haf\u00f0i A haga\u00f0 s\u00e9r me\u00f0 afar \u00e1byrgum h\u00e6tti, mi\u00f0a\u00f0 vi\u00f0 \u00fea\u00f0 sem gert er r\u00e1\u00f0 fyrir \u00ed l\u00f6ndum me\u00f0 alv\u00f6ru efnahagsstj\u00f3rn og stj\u00f3rnv\u00f6ld sem hafa einhverja sj\u00e1lfsvir\u00f0ingu.<\/p>\n

Manneskja B , sem einnig \u00e1tti 7 millj\u00f3nir, keypti ekki \u00edb\u00fa\u00f0, heldur geymdi f\u00e9\u00f0 \u00ed banka.\u00a0 Innist\u00e6\u00f0utryggingar hef\u00f0u l\u00edklega \u00e1tt a\u00f0 tryggja um \u00feri\u00f0ja hluta fj\u00e1rins \u00ed hruninu, en r\u00edkisstj\u00f3rnin \u00e1kva\u00f0 a\u00f0 allt skyldi tryggt (hj\u00e1 \u00feeim sem \u00e1ttu innist\u00e6\u00f0ur \u00e1 \u00cdslandi).\u00a0 \u00c1 r\u00famum tveim \u00e1rum eftir hrun f\u00e9kk B eina og h\u00e1lfa millj\u00f3n \u00ed vexti fr\u00e1 bankanum, svo millj\u00f3nirnar 7 ur\u00f0u a\u00f0 8,5.<\/p>\n

\u00dea\u00f0 hefur veri\u00f0 deilt um n\u00fdlega \u00fatreikninga Hagsmunasamtaka Heimilanna var\u00f0andi ver\u00f0tryggingu.\u00a0 \u00dea\u00f0 er aukaatri\u00f0i h\u00e9r, \u00fev\u00ed sta\u00f0reyndirnar tala sk\u00fdru m\u00e1li:\u00a0 R\u00eekisstj\u00f3rnin \u00e1kva\u00f0 eftir hrun a\u00f0 tryggja hagsmuni fj\u00e1rmagnseigenda, en setja fj\u00f6ldann allan af f\u00f3lki sem haf\u00f0i keypt fasteign \u00ed g\u00f3\u00f0ri tr\u00fa, og\u00a0 me\u00f0 \u00e1byrgum h\u00e6tti, \u00fat \u00e1 gu\u00f0 og gaddinn.<\/p>\n

\u00dea\u00f0 var hryllileg skamms\u00fdni, ef ekki sv\u00edvir\u00f0ileg afgl\u00f6p, a\u00f0 taka ver\u00f0tryggingu l\u00e1na ekki \u00far sambandi strax eftir hrun.\u00a0 \u00dea\u00f0 hef\u00f0i veri\u00f0 h\u00e6g\u00f0arleikur, \u00far \u00fev\u00ed h\u00e6gt var a\u00f0 yfirtaka allt bankakerfi landsins \u00e1 h\u00e1lfum s\u00f3larhring, auk \u00feess sem skuldir fj\u00f6lmargra milljar\u00f0am\u00e6ringa, sem enn eru fokr\u00edkir, hafa veri\u00f0 afskrifa\u00f0ar.\u00a0 \u00cd lj\u00f3si \u00feess er b\u00e6\u00f0i rangt, og fullkomlega si\u00f0laust, a\u00f0 halda fram a\u00f0 ekki s\u00e9 h\u00e6gt a\u00f0 lei\u00f0r\u00e9tta l\u00e1n \u00feess saklausa f\u00f3lks sem margt er a\u00f0 kikna undan byr\u00f0unum af ver\u00f0trygg\u00f0um l\u00e1num.\u00a0 \u00dea\u00f0 er h\u00e6gt a\u00f0 afnema ver\u00f0trygginguna \u00ed dag, og \u00fea\u00f0 er h\u00e6gt a\u00f0 ni\u00f0urf\u00e6ra l\u00e1n \u00feeirra sem s\u00e1u \u00feau st\u00f6kkbreytast.\u00a0 \u00deess vegna \u00e6ttum vi\u00f0 sem flest a\u00f0 skrifa undir \u00e1skorun Hagsmunasamtaka Heimilianna \u00feessa efnis.\u00a0 H\u00fan er\u00a0h\u00e9r<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"

T\u00f6lurnar \u00ed eftirfarandi s\u00f6gum eru ekki n\u00e1kv\u00e6mar, en n\u00f3gu n\u00e6rri lagi til a\u00f0 kjarni m\u00e1lsins s\u00e9 r\u00e9ttur. Manneskja A keypti, fyrir hrun, \u00edb\u00fa\u00f0 sem kosta\u00f0i 21 millj\u00f3n.\u00a0 H\u00fan \u00e1tti 7 millj\u00f3nir sj\u00e1lf sem h\u00fan setti \u00ed \u00feetta, og t\u00f3k 14 … Halda \u00e1fram a\u00f0 lesa →<\/span><\/a><\/p>\n","protected":false},"author":10,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,138,161],"tags":[52,122,123,124],"class_list":["post-125","post","type-post","status-publish","format-standard","hentry","category-oflokkad","category-fjarmalakerfid-og-kapitalismi","category-lifskjor","tag-bankar","tag-felagslegt-rettlaeti","tag-hagsmunasamtok-heimilanna","tag-verdtrygging"],"yoast_head":"\n\u00d6rs\u00f6gur \u00far hruninu og undirskriftas\u00f6fnun HH - Einar<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.norn.is\/einar\/2011\/08\/25\/orsogur-ur-hruninu-og-undirskriftasofnun-hh\/\" \/>\n<meta property=\"og:locale\" content=\"is_IS\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u00d6rs\u00f6gur \u00far hruninu og undirskriftas\u00f6fnun HH - Einar\" \/>\n<meta property=\"og:description\" content=\"T\u00f6lurnar \u00ed eftirfarandi s\u00f6gum eru ekki n\u00e1kv\u00e6mar, en n\u00f3gu n\u00e6rri lagi til a\u00f0 kjarni m\u00e1lsins s\u00e9 r\u00e9ttur. 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